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Are Drug and Alcohol Rehab Costs Covered by Vista Insurance?
Drug and alcohol addiction can be challenging issues for many individuals and their families. Since drug and alcohol addiction can have a negative impact on one’s finances and social life, many types of addiction doesn’t cause harm to only the addict.
In many cases, friends and family members of an addict will experience the negative side effects of addiction. However, there are many professional addiction rehab clinics that can help an individual get on the path to recovery. The following guide explores which addiction recovery services are covered by Vista Insurance.
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More About Vista Insurance & Rehab Coverage
It’s important to understand some of the limitations that insurance companies impose on addiction treatment centers. In many cases, an individual will only be able to receive coverage for addiction treatment for a certain number of days.For example, imagine that an individual is being treated for alcoholism. In this example, an individual is checked into a professional rehabilitation clinic for 10 days. Since most people are able to withdraw from alcohol in eight days or less, the insurance company would not cover the last two days of the visit.
In most cases, insurance benefits are directly tied to the type of addiction an individual faces. Since rehabilitation from stimulant abuse doesn’t require an extended withdrawal period, insurance companies will usually provide coverage for a limited amount of time.
However, withdrawal from benzodiazepines and other depressants can last for several months. Because of this, many insurance companies are willing to provide rehab benefits for up to 30 days.
In addition, it’s essential to understand the different types of treatment options that are available to patients going through rehabilitation. Some types of rehabilitation will require an individual to stay in an in-patient facility. Others will allow an individual to remain in an outpatient facility. In most cases, an in-patient facility is only used when withdrawal symptoms could be very severe.
Outpatient treatment programs are usually covered for a longer length of time than in-patient treatment programs. Since outpatient programs don’t include room and board, they are less expensive. Because of this, insurance companies will try to minimize the amount of time that one spends at in in-patient facility.
In addition, it’s important to understand that not all addiction treatment centers are approved by insurance providers. In many cases, very expensive treatment centers and holistic treatment centers will not be covered by one’s insurance policy. It’s important to verify coverage before attending an addiction treatment center.
Have Any Questions?
If there are any question regarding Vista health coverage and drug/alcohol rehabilitation, contact the insurance company to get accurate and timely information. Their team of customer care representative will be glad to discuss the policy to help make the decisions easier. Keep in mind that entering a facility within the Vista network will be far less costly than one that is out-of-network.
In order for someone addicted to alcohol or drugs to overcome, there must be the proper support system in place. Rehabilitation centers along with Vista gives each person a fighting chance at survival.
Learn about Beachway’s rehab insurance coverage.