Does Blue Cross Blue Shield Rehab Insurance Cover Substance Abuse Treatment?
Alcohol or drug addiction is a serious matter to have to deal with. While many workplaces offer treatment programs for employees who suffer from addiction, not all insurance companies provide full coverage. Luckily, several companies do provide help for those who need it in a range of services and programs that reflect the depth of the addiction.
BlueCross/BlueShield is one of the major insurance companies that work to provide drug or alcohol addiction solutions. While it provides a multitude of programs throughout the United States, finding the right one can be difficult. However, most mental health facilities can help patients maneuver through the paperwork and find the treatment plan best suited to their needs.
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Addicts often need help beyond the initial detoxification period. Most insurance companies will help pay for this first step in getting clean and drug free. Once the first stage in recovery has been completed, a policy that includes insurance for rehab is important to stay clean. Blue Cross Blue Shield’s insurance for rehab is considered one of the best policies out there for addiction recovery.
Blue Cross Blue Shield rehab insurance includes programs designed to fit into PPO, HMO and Federal insurance networks. It is usually managed through the Employee Assistance Program. While it can be difficult to navigate the labyrinth of different rehab programs covered through various states and networks, BC/BS is committed to helping addicts find the best help with the least trouble. It is hard enough for those with addictions to take the necessary steps to get clean, and many addicts will lose their resolve to reach out for help if the process seems too difficult. Blue Cross Blue Shield believes access to their rehab coverage should not be an obstacle and works hard to provide patients with satisfactory answers.
Through the years, viewpoints and treatments for mental disorders have changed. Insurance companies now give equal consideration to mental and medical ailments alike. As a result, most Blue Cross Blue Shield rehab insurance offers coverage for clinical detoxification. Longer term care will differ among BC/BS companies depending upon the rules, state regulations and other criteria they must abide by. However most providers offer some form of long term help for addicts. Most companies want to provide their employees with options for drug or alcohol addiction; therefore some inpatient programs may be possible for hardcore addicts.
Addicts are sometimes prescribed certain drugs to help alleviate their physical detox symptoms. Blue Cross Blue Shield rehab coverage will usually help with the coverage of these prescriptions. Patients who suffer from mental illnesses like depression, anxiety and bipolar disorder may need medication to help with these conditions while they go through detox. These drugs are also covered in most detox programs.
It is important to remember that habitual addicts may have trouble getting covered in any insurance situation. If addicts find that they can’t get coverage, there are federal programs available that can help. However, in most instances, Blue Cross Blue Shield rehab insurance will cover some, if not all, treatments for addicts who seek to detox and clean up their lives.
Have Any Questions?
If there are any question regarding Blue Cross Blue Shield health coverage and drug/alcohol rehabilitation, contact the insurance company to get accurate and timely information. Their team of customer care representative will be glad to discuss the policy to help make the decisions easier.
Keep in mind that entering a facility within the Blue Cross Blue Shield network will be far less costly than one that is out-of-network.
In order for someone addicted to alcohol or drugs to overcome, there must be the proper support system in place. Rehabilitation centers along with Blue Cross Blue Shield gives each person a fighting chance at survival.
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